Personal Insurance

Personal Insurance

  • Protect yourself and your loved ones from unplanned emergencies and expenses.
  • Review all your insurance coverage options and Request a Quote below. A member of our staff will contact you within 24 hours.

Selecting individual health insurance is an important decision. Clarkson Insurance can help make the process quicker and easier by providing the information you need to choose a plan, and quote comparisons allowing you to find the best rates.

Your home is more than a place to live – it’s also an important investment. That’s why, at Clarkson, we offer a variety of coverage packages that protect you against theft, damage, and loss to your home. We also offer policies that cover your valuables, protection from natural disasters, and even ongoing living expenses, in the event that you are unable to live in your home for a period of time. With numerous national and regional carriers available, you can be sure we’ll help you find the best fit for your needs.

Many people, when searching for the right personal auto insurance, make the mistake of picking a policy based strictly on price, or choosing one that doesn’t have as much coverage as they think. But the hours and days following an accident are the wrong time to find out you aren’t as protected as you thought you were.

At Clarkson, we have a long history of working personally with our clients, as well as dozens of insurers, to find the best policies for each individual or family. Get in touch with us today to find out if you could be saving money while increasing your coverage.

Most motorcycle owners love to hit the open road and forget about details – insurance included. At Clarkson, we like to keep it that way. Our motorcycle insurance, which can cover one motorcycle or several, gives you the freedom to ride without thinking about whether you are covered or not.

From damage to liability and medical, we work with national and regional insurers to get you the best policies at the lowest prices.

You don’t have to be a millionaire to be sued for millions of dollars, and many drivers and homeowners are surprised to find that their policies don’t cover lawsuits of this magnitude. But that doesn’t mean there isn’t an effective way to protect yourself and your family. At Clarkson, we offer a number of personal umbrella / excess liability policies that go above and beyond standard insurance, including damage, medical expenses, and claims – regardless of whether they are substantiated or not.

Just because you don’t own your home doesn’t mean you can’t be struck by catastrophe. That’s why renter’s insurance covers policyholders against loss from fire, theft, and some kinds of water damage. Whether you live in an apartment, condo, or house, you can take these policies with you, even if you move. And best of all, they are more affordable than most people think.

Is your condominium protected with specific coverage? Do you have a policy that provides for the alterations, appliances, fixtures and improvements that you have invested in?

If you don’t know the answers to these questions – or aren’t comfortable with the coverage you have – now is the perfect time to talk with a Clarkson Insurance specialist. We know how special your condo is to you, and we will work with you to find the insurer and policy that’s right for your needs and budget.

You worked hard to make that dream of a second property come true – why not make sure it’s protected against theft, fire, and natural disasters? Whether your property is a home on the beach, a mountain getaway, or a condo out of town, RHC has the right policy for you.

Talk with one or our insurance specialists about finding the coverage you need to insure a piece of property that represents not only your dream, but a significant investment. It only takes a few minutes to find out if there is a better policy, at a better price, for what you need.

You wouldn’t leave the dock without a safety vest, so don’t leave one without protecting yourself financially, either. Regardless of the type, size, or horsepower of your boat, we can help cover you against damage, losses, and even medical bills.

Spending time on the water can be great fun, but there’s always the small chance something unexpected could happen. Work with a Clarkson Insurance specialist to be sure that you, your family, and your assets are safe when you go boating.

Your health is your most important gift, which is why finding the right personal health insurance policy is one of the most meaningful things we can do for our clients. At Clarkson, we will talk with you about your health status, family history, and coverage concerns, and then work with many companies to find affordable options that let you rest comfortably knowing that you will always be able to receive the best medical care. Don’t leave your health to chance, talk with us about personal health policies today.

It’s never too soon to plan for the unexpected. The world is full of tragedies that seem to occur out of the blue, and many are left with unplanned expenses and responsibilities following the death of a family member. While life insurance can never replace any person, it can ease the burden on grieving spouses and children.

Don’t leave your loved ones’ futures to chance. Proper estate planning and a well structured insurance portfolio can lessen the burden for those you leave behind. Talk to a Clarkson Insurance specialist about policies that will care for them in the event that you aren’t able to.

What would happen if you lost the ability to keep your job or earn income? Could a single accident destroy your family’s plans for the future?

Individual disability insurance policies cover you in the unlikely event that an illness, injury, or accident renders you unable to work. For a very small premium, you can be sure you will be able to maintain your current income and standard of living, even if an unexpected event keeps you from your employment.

Often, the long term illness or disability of a family member can cause major financial upheaval. Long term care insurance minimizes these risks by protecting policyholders in the event that they, or their loved ones, require extended in-home or facility-based treatment. Speak to us about the right policy for you, and rest easy knowing that your family will be protected if ongoing medical costs are ever needed.

* The descriptions of coverage’s listed on this web site are necessarily brief and are subject to the provisions, limitations, and exclusions that can only be expressed in the policy and related endorsements. Benefits and services outlined on this web site are provided at no additional cost unless otherwise specified. Discounts, credits, and benefits are available where state laws and regulations allow and may vary by state. Please contact your R.H. Clarkson Insurance Group representative for additional details.